Paul Mullin

Chartered Financial Planner


Ten Financial Planning was founded by Paul Mullin.

Paul is an experienced IFA and highly knowledgeable Chartered Financial Planner who specialises in dealing with people who:

  • Want to plan for their retirement
  • Are ready to retire now
  • Have already retired

Paulā€™s role is to bring peace of mind to his clients through sensible and clear planning. He takes great satisfaction in helping people achieve their financial goals and his clients appreciate knowing that their finances are in safe hands.

Contact Paul

01200 420855

Studio 2, Primrose Studios, Primrose Road, Clitheroe, BB7 1DR

Schedule an introductory call with me

In the office

Paulā€™s career path is an unusual one. He started in financial services before signing as a professional footballer for Accrington Stanley. He became the club’s record appearance holder and wore the number 10 shirt, which led to the name of the business!

During his playing career, he completed his studies to achieve Chartered status in 2010;Ā  the gold standard for financial planning in the UK.

He retired from football in 2011 to focus on his career in financial services. Now, with many years experience as a Financial Planner, he continues to passionately believe in the value of advice.

He is also a Fellow of the Personal Finance Society, achieving the qualification in 2013.

Out of the office

Born and bred in Lancashire, Paul now lives in Clitheroe with his wife Fiona and has three children and one granddaughter. His twin daughters, Anna and Helena, are currently studying at the University of Leeds. His son, Alex, has flown the nest after graduating from Manchester University with a degree in Chemistry. Granddaughter, Bella Grace, is a lovely new addition to his family.

Paul enjoys watching Alex turn out for various local football teams, running, playing golf, going to live music events and (very) occasionally lacing up his boots again and taking to the football pitch.


Meet Fiona

Fiona Mullin joined the business as Operations Manager in 2018 after an 18 year career teaching languages in secondary schools in the local area.

Fiona was born in Burnley and lives with Paul in Clitheroe. She will be concentrating on compliance, business processes and marketing. Her organisational skills will keep Ten Financial Planning running smoothly, whilst Paul does what he does best; advising clients and building financial plans.

Fiona enjoys holidays in France, cooking good food, the odd glass of wine and going to gigs with Paul.



Paul is a Chartered Financial Planner and a Fellow of the Personal Finance Society. He is highly-rated by his clients and was recently named in The Times as one of the most popular financial advice firms in the UK, according to VouchedFor.

Both Paul and Ten Financial Planning are authorised and regulated by the Financial Conduct Authority (FCA).

You can view Ten Financial Planningā€™s entry on the FCA Register by clicking here.

As well as appearing on the FCA Register, all financial advisers must also hold a valid Statement of Professional Standing (SPS). This proves they are suitably qualified and keep their knowledge and skills up to date.

Paul specialises in working with people who are approaching retirement, want to retire now, or have already finished work. His financial services qualifications reflect this, as well as his commitment to keeping his knowledge and skills up to date.

Paulā€™s current qualifications:

  • Chartered Financial Planner
  • Fellow of the Personal Financial Society
  • AF1 Personal Tax & Trust Planning
  • G10 Taxation & Trusts
  • G60 Pensions
  • G80 Long-term Care
  • J05 Pension Funding Options
  • J06 Pension Income Options
  • R04 Pensions & Retirement Planning
  • R08 Pensions Update

Paul also holds the STEP Certificate for Financial Services (Trusts and Estate Planning). This certificate, awarded by the highly respected Society of Trust and Estate Practitioners, bridges the divide between solicitors and financial advisers, enabling those in financial services to work more effectively with other professionals.